Filing a claim for damages due to an accident is a once-in-a-lifetime occurrence for most individuals. Since many individuals have never filed a personal injury claim before, they often have yet to learn what to expect from the process or how long it will take before they obtain the money they need to recover from their injuries.
This is the typical path taken by claims involving significant injuries sustained due to someone else’s carelessness, such as those suffered in car accidents or other types of slip and fall incidents. Consider consulting a professional and experienced injury attorney about filing a case after suffering significant injuries through no fault.
A personal injury lawsuit will not affect a criminal case related to your accident. Serious injuries alter the course of one’s life forever. No one should have to pay for damages caused by someone else’s carelessness out of their wallet. If you ever decide to pursue civil action, you must be familiar with the procedures involved in a personal injury case.
Get in touch with a lawyer.
Whether you’ve suffered a fractured bone, sprained or torn muscle, or a severe brain injury, you should talk to a lawyer as soon as possible following the accident. To better comprehend the claims process and your possible settlement, it is recommended that you seek the advice of legal counsel. Having a well-prepared consultation will benefit both you and the consultant.
Analyzing the Incident
So that your attorney can correctly establish who was responsibility for the accident, you must provide as much detailed information as possible. While your statement is an excellent place to begin, you may need more proof—including the identities of any other individuals who may share blame for your accident—to paint a complete picture.
Ask for financial restitution by issuing a claim.
Once your attorney has heard your version of events and acquired any evidence of your accident, he will work with you to submit a claim for compensation with the liable insurance companies. One claim may be sufficient in the case of a simple accident, such as a car crash in which fault lies solely with the other driver.
However, if numerous parties are at fault in a more complicated accident, you may need to file multiple claims. Your claims package will include complete information about your injuries and your desired compensation. When you hire a lawyer, you may expect a comprehensive claims package that details how your injuries have changed your life and how much money you will need to replace lost income.
The insurance company will often make a settlement offer shortly after a claim is filed. Even before you’ve had an opportunity to consult with an attorney about your claim or fully grasp the costs you’ll incur as a consequence of your injuries; the insurance company may make a quick settlement offer. Please read over this settlement offer with your lawyer and consider it carefully. Think about how the offer stacks up against the policy’s maximum limits. In addition, you should talk about how this compensation stacks up against the total cost of your medical care and any losses you incurred due to the accident.
If you accept this first settlement offer, you will not have to engage in any more negotiations about your claim; instead, you will quickly get the money you need to cover the costs associated with your injuries. Despite this, many people who have been injured in accidents end up rejecting the insurance company’s first settlement offer. Even though having legal representation may enhance the insurance company’s request, more is needed to cover your expenses after an accident.
Speaking with a personal injury attorney might help you determine your legal alternatives after an accident. If you’ve been hurt and are considering filing a case, a personal injury attorney may help.