Healthcare Payer & Provider
There are several reasons for increase in health insurance premium in USA like demand for better care, advanced and expensive radiological and lab investigations, over treatment of symptoms, increased life expectancy, hospital liability etc.
Private health insurance generally provides covers to those who are either not covered in the public funded programs or are just partially covered. Most of the individuals, about 58 percent of the population of USA have private health insurance to take care of their needs of health coverage. In addition, there are certain public programs like Medicaid, Medicare and SCHIP (State Children's Health Insurance Program) which takes care of the health insurance of the eligible children, elderly citizens and families with low income.
Whether you are injured or not, if your personal property is damaged due to your negligence or the negligence of another person, party or company or due to a deliberate hostile behaviour, you are liable to claim for the compensation for the damaged property. Lean about the steps to file a personal injury claim with property damage.